REMAX REAL ESTATE

Las Vegas New Home No SID's or LID's

Harmony Heights Las Vegas

Las Vegas New Home No SID's or LID's

• From $176,990
• Providence Las Vegas Masterplan Community
• Gated Community at Hualapai Way & Farm North West Las Vegas
• Next to Las Vegas City Park
• No SID's or LID's - Low HOA fee

  

1,616 sq ft - 3 Bedrooms Opt 4, 2.5 Bath, 2 car - $176,990

1,830 sq ft - 3 Bedrooms Opt 4, 3 Bath, 2 car - $185,990

2,246 sq ft - 4 Bedrooms Opt 5, 2.5 Bath, 2 car - $199,990

Community Amenities

• Gated community
• Landscaped common areas
• Two attached park areas
• Close to schools and shopping
• One low HOA fee

Standard Features

• Structurally engineered post-tension foundations
• Low maintenace stucco wrapped eaves
• Enclosed yard with block walls and gate to rear of home
• Finished garage
• Designer coordinated exterior color schemes
• Stylish exterior elevations
• Mission S concrete roof tile
• Front yard desert landscaping with drip irrigation
• Front and rear hose bibs
• Front and rear exterior electrical outlets
• Holiday outlet at garage eave
• Ceiling fan pre-wire in all bedrooms, family room and den
• Security systems pre-wire
• On-Q structured cable-phone-computer wiring
• Pre-plumb for soft water loop
• Rear yard gas stub out for Barbecue
• Coach light at garages

Energy Saving & Safety

• Energy Star certified homes
• Low-E windows
• Honeywell programmable thermostat
• Rheem 50-Gallon gas water heater
• Lennox 13 seer air conditioner
• Energy efficient gas heating system
• Insulated heating/cooling ducts
• Gas dryer hook up
• Smoke detectors

Interior Appointments

• Dramatic ceilings
• 5/8" Drywall throughout interior walls
• Decorative 3 1/2" baseboards with casing
• Rasied panel interior doors
• Custom rounded corners
• Decora rocker style switches
• Cable outlets in bedrooms, family room and den
• Phone outlets in all bedrooms, den and kitchen
• Ceramic tile entry
• Easy care no-wax vinyl in kitchen, laundry, bathroom and powder room
• Carpet in remaining living areas
• Therma-TRU insulated fiberglass wood grain entry door

Spacious Kitchens

• Oak cabinetry with 3/4" crown molding
• Granite Slab 1-1/8" thick countertops
• Granite 4" blacksplash
• Porcelain enameled self rimming sink with designer Delta faucet
• Pre-plumbed for ice-maker
• Recessed lighting
• Dishwasher
• Bathrooms
• Double bowl cabinet vanities in master
• Cultured marble countertops
• Relaxing garden style soaking tub
• Chrome faucet by Delta
• Mirrored medicine cabinet
• Spacious walk-in closet in Master

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New Homes Southern Highlands Las Vegas

New Homes Southern Highlands

Las Vegas

Holiday greetings from New Homes Southern Highlands Las Vegas !

Palermo "A" - MLS # 876716

1,611 square feet *  4BR/ 2.5 BA / 2 car garage * 10974 Florence Hills

This charming home features an executive chef’s kitchen, oak stair railing, granite countertops, upgraded GE appliances, and a structured wiring package with fiber optic technology capabilities for the future. An attached 2 – car garage with a full-size driveway and 15’ backyard is the icing on the cake! New Homes Southern Highlands Las Vegas  Within walking distance to community shopping and Goett park! Available for immediate occupancy! Was $228,420- Now $213,420

 

Genoa "C" - MLS # 876717

1,405 square feet * 3BR / 2.75 BA / 2 car garage * 10980 Florence Hills

This popular Genoa plan features an inviting stone exterior elevation, an executive chef’s kitchen with upgraded appliances and a neutral interior color scheme. New Homes Southern Highlands Las Vegas  Available for immediate occupancy! Was $221,677- Now $209,477

 

Verona  "B" - MLS # 876718

1,352 square feet * 3BR / 2.5 BA / 2 car garage  * 10999 Florence Hills

Enjoy ultimate privacy with no backyard neighbor!  GE® gas range with self-cleaning oven and built-in dishwasher, extra-tall 4” oak cabinetry, garden style oval tub, dual-master sinks, Therma-Tru® insulated fiberglass entry door, Home theater pre-wiring in great room, ceiling fan prewires in great room & master, Phillips Homes 1/2/10 Quality Assurance Program, Designer-selected Frazee® color schemes, Professionally landscaped front yard with drip irrigation system, Enclosed yard with gate to rear of home, Automatic garage door opener with 2 remotes. New Homes Southern Highlands Las Vegas Available for immediate occupancy! Was $216,035 - Now $196,575

For more information about these inventory homes or to make an appointment, I can be reached in at 702-807-5528 or by e-mail at rratliff@remax.net New Homes Southern Highlands Las Vegas

* – home must close by 12/31/08

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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Southwest Las Vegas New Home Builder AT MOUNTAIN’S EDGE

Southwest Las Vegas New Home Builder AT MOUNTAIN’S EDGE

CELEBRATE THANKSGIVING IN YOUR NEW HOME!

7828 Campers Village Avenue - Victoria - 4 bed/3.5 bath + Bonus Room & 3 car garage

3,984 S.F. - lot 8,666 s.f. = 70 ft. deep backyard

Base price: $430,000 + lot premium: $15,000 + upgrades: $74,061 = $519,061

30-day close incentive: 3% towards closing costs or purchase price

Enjoy spectacular panoramic mountain views from master on private cul-de-sac location adjacent to a 7,000 s.f. landscaped belt!

• Backyard covered patio w/BBQ stub & ceiling fan pre-wire – an entertainer’s paradise!

• Master bedroom covered deck for relaxing, sipping hot coffee & reading Sunday’s paper

• Dramatic entry w/Espresso maple & wrought iron staircase railing

• Volutes at distinguished staircase entry w/skirt & kick

• Rare Monserrat Gold granite countertops

• Under-mounted stainless steel sink w/Moen pull-out faucet in chef’s kitchen island

• Rich Espresso cabinetry w/dove-tail craftsmanship & upgraded durable railing system

• Backsplash

• Built-in GE Profile stainless steel appliances w/5 burner cook top & tall-tub dishwasher

• Extended 48-month warranty on kitchen appliances

• 5” Newport baseboards

• 2-tone custom paint

• Walk-in shower w/dual shower heads …relish in a spa experience at home

• Stunning marble surrounds in master walk-in shower

• Jetted master-tub surrounded by handsome sepia and ecru marble

• Structured wiring galore:

  • CAT5E phone/RG6 cable - “plug-in & play” in all rooms

  • Alarm system

  • 6 closed-circuit camera pre-wires

  • Interior & exterior video surveillance

  • Surround-sound pre-wire in family & bonus rooms

  • Surround-sound speakers in master bed, bath & den

  • Cable TV wiring in master bath

  • Satellite TV & attic TV antenna pre-wires

  • Cable TV wiring above kitchen island

• Insulated garage door and garage walls

• Dedicated freezer outlet in garage – great for stocking up for holiday cooking & leftovers!

• Keypad entry through garage door

• Recirculating pump -- conserve water w/ “hot water on-demand”

Let FHA Loans Help You

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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Federal Reserve has Absolutely NO Direct Impact on Mortgage Interest Rates

One of the most frustrating things for me in my profession is what I consider to be the very poor job the media does in educating the consumer on what the Federal Reserve is really about. Typically, you grab the newspaper or see the news on TV and you see that the Fed lowered interest rates. Then my phone starts ringing because everybody thinks the normal and natural translation is that mortgage rates have subsequently been reduced as well. I will tell you more often than not the opposite has occurred. There are some very specific reasons for that, and I would like to share those reasons with you to make sure you understand how this really works.

 

The Federal Reserve has absolutely NO direct impact on mortgage interest rates. The Federal Reserve controls the Short-Term Overnight Lending Rate, the Fed Funds Rate and the Discount Rate, which have a very close relationship to the Prime Rate.

Let me give you a little bit of history here.

On November 6, 2001, the Federal Reserve decreased interest rates by 50 basis points, now this was the tenth time in the calendar year the Federal Reserve had lowered rates. Starting on November 7, 2001, and all the way through the end of the year, rates went up on mortgages by as much as one full percent.

This left a lot of people scratching their heads. A lot of people chose not to lock in their mortgage interest rate on their home mortgage refinance or purchase loans, because they thought rates were coming down. All they saw was the media reporting that the Fed was lowering rates again. As a matter of fact, the Fed lowered rates in December for the 11th time that year. But by late 2001, mortgage interest rates were higher than they have been at any time in 2001. That is right, higher than they were before the Fed stated their first decrease in January 2001, higher than after 11 decreases.

The reason for this is simply a matter of cash movement. The stock market has as much of an impact, if not a greater impact, on mortgage interest rates as the Federal Reserve. Mortgage interest rates move in accordance with the trading of what is called the mortgage-backed securities. This is a secured instrument similar to that of a bond, and when people are putting money into equities (that being the stock market), the money going into stocks is typically coming out of bonds and mortgage-backed securities to fund the purchase of these stocks. So they are just transferring money from one investment vehicle to another.

When the stock market is selling off, money is coming out of stocks and the money needs to have a place to be parked, in many cases a safe haven, to generate a secured guaranteed yield. That is when the money goes into bonds or mortgage-backed securities. When the money goes into bonds or mortgage-backed securities, rates on mortgages come down. When mortgage-backed securities are sold to generate cash flow to investment stocks, rates go up. So, you see, the much more accurate and dynamic relationship is that between stocks and mortgage-backed securities, not the Federal Reserve.

If you refer back to our example of November 6, 2001, the Fed lowered rates by 50 basis points and the stock market rallied. The reason is because the stock market predicts going forward that we are going to have much better corporate earnings because interest rates are low, and companies can borrow money at a cheap rate of interest.

In summary, the Fed lowers rates, stocks rally, mortgage-backed securities sell off and mortgage rates go up. That is the dynamic and the occurrence that we need to be very careful to watch.

Now, I have seen the exact opposite happen, on many occasions where the Fed raises interest rates. The stock market does not like high interest rates because it cuts into corporate profits. The Fed raises rates, stocks sell off and mortgage rates actually improve. So, don't be confused just because the Fed is having a meeting in the next weeks. Just because the Fed is expected to lower interest rates, this does not have a direct impact of any positive result on your home mortgage. We need to carefully track and watch these things.

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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Mountain's Edge Las Vegas Stonehurst

Mountain's Edge Las Vegas Stonehurst

July 15th - July 31st

Mountains Edge Stonehurst
Homes that live better, last longer and cost less.

Expertly crafted homes features 3 floor plans ranging from 1,792 to 1974 sq. ft.
3 to 5 Bedrooms, 2.5 to 3 Bathrooms
Optional Courtyards
Starting as low as $227,500

Mountain's Edge Las Vegas Stonehurst

Buying your first home?

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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Silverstone Ranch Las Vegas New Homes by Pulte Homes

Silverstone Ranch Las Vegas New Homes by Pulte Homes

Las Vegas Golf Course Community

CLOSE-OUT PRICING!!!!!!!!

PLAN 3064                                                   
3,064-3290 sq. ft - Single Story
4 Bed, 3.5 Bath, 3-Car Tandem Garage, Great Room, Formal Living & Dining Rooms, Breakfast Nook, Optional Bed 5 & Bath or Den 2 ILO Tandem Garage, Optional Den ILO Bedroom 4 
            Home Site 668             Close-Out Price: $412,990                               January 09' Move-In
                                    3064 sq. ft home, GOLF COURSE LOT, Maple Cabinets, Granite Counters & Stainless Appliances, 3 Car Garage

            Home Site 728             Close-Out Price: $482,340 with $0 Closing Costs!   October Move-In
                                    10,211sf Lot,  GOLF COURSE LOT, 3290 sq. ft home, 5 Bedrooms, Upgraded Flooring, Granite Countertops, Las Vegas Golf Course Community, Cherry  Cabinets, Custom Stamped Concrete, Courtyard Fireplace & Spectacular Mountain Views     

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

   

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Auburn at Providence Las Vegas by Ryland Homes

Auburn at Providence Las Vegas by Ryland Homes

Auburn at Providence Las Vegas by Ryland Homes -NOW SELLING! Two and three story Las Vegas homes with 4 floorplans ranging from approximately 2,071 to 2,978 square feet. Providence Las Vegas master planned community built with walking trails and many parks throughout this charming community located in northwest Las Vegas.

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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