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Las Vegas Home Loan Modification

Las Vegas Home Loan Modification

 
Las Vegas Home Loan Modification has become the solution of choice for people facing unaffordable mortgages and foreclosure, but as the market for mortgage assistance grows, the number of misinformed homeowners is also rising steadily. A lot of people enter Las Vegas loan modifications with serious misconceptions, and end up making the wrong decisions, based on inaccurate information.

For FREE 24 Hour Pre-Recorded Information
Call 1 (800) 893-0233 ext #140

You can stop the Las Vegas foreclosure process. It’s true that your chances dwindle the longer you wait, but until your home is auctioned off, no one can really kick you out. A Las Vegas home modification can stop the process as close as seven days before the sale date.

For FREE 24 Hour Pre-Recorded Information
Call 1 (800) 893-0233 ext #140

Your lender would benefit from a Las Vegas home loan modification as much as you. In some cases, foreclosure is the more practical option. But according to a Tower Group study, lenders lose substantial money with every foreclosure, and are required to increase their reserves in addition. The banks already own too many Las Vegas foreclosure properties and have too many non-performing loans on their books. They would much prefer to adjust your mortgage to something affordable and convert your loan into a performing asset. Don’t be intimidated by threats of foreclosure.

For FREE 24 Hour Pre-Recorded Information
Call 1 (800) 893-0233 ext #140

Las Vegas home Loan modifications really work, but they take time and the right expertise. Depending on how far behind you are, the process can take anywhere from one to three months. But since it stops the foreclosure process, you won’t have to worry about losing your home while the modification is under way. If you submit your paperwork on time and cooperate with your lawyer, you can speed up the process and avoid complications.

For FREE 24 Hour Pre-Recorded Information
Call 1 (800) 893-0233 ext #140

Your credit score don't matter. Standard requirements vary from lender to lender, but the bottom line is that the Las Vegas loan modification should make financial sense to your bank. Your credit rating doesn’t have anything to do with it. Your lender will want proof that falling behind was a temporary snag, and that you can afford to stay on track if they do modify your loan. This means you have to have a job and a valid proof of hardship. You don’t need to disclose your credit rating in most circumstances.

For more details, please call my

1 (800) number or email me directly:
lstringer@imodification.com

Larry Stringer

Loan Modification Specialist

Loan Modification

A Las Vegas loan modification is an agreement made between a lender and a homeowner where the rate and terms of the original loan are restructured without the process of a full refinancing.

How We Help

We utilize staff attorneys in order to negotiate a beneficial Las Vegas loan modification on your behalf.

Our Attorneys

Our Legal Team has over 10 years of real estate and financial law practice, including financial negotiation along with complex litigation experience.

Success Stories

‘My interest rate had turned adjustable and increased to 9.125%. There was no way I could make the payments. I tried to speak to my lender directly but they would not help me. In addition, my wife was pregnant and the bills were mounting. Then I heard about iModification Loan Services. Within weeks of applying my loan was modified. My rate was lowered to 5% and they put over $20,000 in past due payments on the back of the loan. Thank you iModification, solving my loan problem has truly changed my life.
- Senando A., Sacramento, CA

iModification is the leader in loan modifications. Our attorneys have modified over 1,000 loan in the last 9 months. We appreciate your business and invite you to “See the difference” with iModification.
- Zachary Hamman, President

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What does FHA have for you?

If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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Las Vegas Conventional Mortgage Rates Bank of America

Las Vegas Conventional Mortgage Rates Bank of America

******************CONVENTIONAL RATES*********************************

 

Product                          Rate                     APR                   Points              Monthly payment

                                                                                                                            Per $1,000  

 

3/1 ARM                  6.125%             5.4100 %                1.000                  $6.08

 

5/1 ARM                  6.125 %            5.570%                   1.000                   $6.08

 

30 Year Fixed          5.000 %           5.2500%                  1.000                  $5.37

 

15 Year Fixed            4.875%           5.170%                   1.000                   $7.84

 

FHA 30 Yr.Fixed       5.000%           6.010%                    1.00                   $5.37

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Vegas New Home Golf Course Master Planned Community

Vegas New Home Golf Course Master Planned Community 

                                                                                                                                                                                            

PLAN 3064      Vegas New Home Golf Course Master Planned Community                                   

3,064 sq. ft

3 Bedrooms, 2.5 Baths, Den/Office, Formal Dining Room, Formal Living Room, 3-Car Garage

• 8229 Broad Peak Dr    Home Site 8            UNDER CONSTRUCTION-May Delivery                    

        $399,990 after incentives PLUS $0 Closing Costs

Vegas New Home Golf Course Master Planned Community  

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New FHA Lending Limits for Clark County Las Vegas Nevada

New FHA Lending Limits for Clark County Las Vegas Nevada In response to the declining home values in Clark County, the Federal Housing Administration (FHA) will be lowering the maximum lending limit for the Greater Las Vegas MSA.  The current lending limit for a 1 unit single family residence will decrease from $400,000 to $287,500.  This new limit will go into effect January 1, 2009. If you have clients who are considering purchases that exceed this new limit, it is not too late to get their deals financed under the existing limits.

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Nevada Trails Las Vegas New Homes for Sale

Nevada Trails Las Vegas New Homes for Sale

 

 

We just released Dirt Lots for all the plans in Ashwood. 

 

THESE WON’T LAST LONG !!!!!!!!!!!!!

 

Current pricing is as follows for these dirt lots:

Single Story – 2,307 sq. ft. 3 bedroom 2.5 baths, den, 3 bay garage

Lot 53 - Plan 1C - $328,950

 

Two Story – 3,200 sq. ft. 4 bedrooms, 2.5 baths, Loft, Den and 2-bay expanded garage

Lot 54 - Plan 2B - $374,950

Lot 56 - Plan 2C - $374,950

 

Two Story – 3,880 sq. ft. 6 bedrooms, 4 baths, Library, Loft and 3-bay garage

Lot 55 - Plan 4C - $410,450

Nevada Trails Las Vegas New Homes for Sale

 

In addition I have a Plan 1 Single Story and  2-Plan 4 Two Story Ready Move-In Homes available for 30-45 day move-ins.  These homes are gorgeous and have ton of upgrades in them

 

Recreation Nevada Trails Las Vegas New Homes for Sale
With acres of park space and walking trails, the community of Nevada Trails offers plenty of opportunities for fun and recreation, including Nevada Trails Park and nearby Western Trails Neighborhood Park.

Shopping/Entertainment
Nevada Trails is just minutes from the Las Vegas Strip, McCarran Airport and close to shopping, dining and entertainment.  Conveniently located and close to the Interstate 15 and Rt. 215 Beltway for easy access to all of Las Vegas. 

Living at Nevada Trails makes good sense.

Surrounded by acres of parks, convenient shopping and schools, this masterfully planned community of new homes gives you the perfect blend of peaceful living and easy access to work and play. With exciting one- and two-story floor plans to choose from, a move to Nevada Trails is just good thinking!

Nevada Trails Las Vegas New Homes for Sale

 

Call Bob at cell 702-807-528

Nevada Trails Las Vegas New Homes for Sale

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Las Vegas New Home Former Sales Model by Pulte Homes

* Las Vegas New Home Former Sales Model by Pulte Homes**

*6% Co-op / Sky Point - Northwest

856 Plan: - 856 sq.ft. first floor unit, 1 bed / 1 ba / 1 car attached garage, maple cabinets, GE appliances, washer & dryer, refrigerator, highly upgraded carpet & tile, plus additional model home upgrades!!! gated community.

*115,640 after incentive

*Plus $7,500towards Closing Costs

Azure Canyon @ Mountain's Edge

1788 Plan: 2 stories, 1,788 sq.ft. 3 bed / 2.5 ba./ 2 car garage, granite counters, birch cabinets, GE stainless steel appliances, upgraded flooring, balcony off master, upgraded vanities, surround sound pre-wire, open layout.

*$234, 999 after incentive

*Plus $7,500 towards Closing Costs

*6% Co-op / Silverstone Ranch - Northwest

3064 Plan: Golf Course Lot - Single Story, 3,290 sq.ft. 5 bed / 4.5 ba / 2 car garage, granite counters, living room, family room, formal dining room, nook, cherry cabinets, GE Profile stainless steel appliances, highly upgraded flooring & 24 hour guard gated community.

*439,990 after incentive

*Plus $12,000 towards Closing Costs

Las Vegas New Home Former Sales Model by Pulte Homes

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New Homes Southern Highlands Las Vegas

New Homes Southern Highlands

Las Vegas

Holiday greetings from New Homes Southern Highlands Las Vegas !

Palermo "A" - MLS # 876716

1,611 square feet *  4BR/ 2.5 BA / 2 car garage * 10974 Florence Hills

This charming home features an executive chef’s kitchen, oak stair railing, granite countertops, upgraded GE appliances, and a structured wiring package with fiber optic technology capabilities for the future. An attached 2 – car garage with a full-size driveway and 15’ backyard is the icing on the cake! New Homes Southern Highlands Las Vegas  Within walking distance to community shopping and Goett park! Available for immediate occupancy! Was $228,420- Now $213,420

 

Genoa "C" - MLS # 876717

1,405 square feet * 3BR / 2.75 BA / 2 car garage * 10980 Florence Hills

This popular Genoa plan features an inviting stone exterior elevation, an executive chef’s kitchen with upgraded appliances and a neutral interior color scheme. New Homes Southern Highlands Las Vegas  Available for immediate occupancy! Was $221,677- Now $209,477

 

Verona  "B" - MLS # 876718

1,352 square feet * 3BR / 2.5 BA / 2 car garage  * 10999 Florence Hills

Enjoy ultimate privacy with no backyard neighbor!  GE® gas range with self-cleaning oven and built-in dishwasher, extra-tall 4” oak cabinetry, garden style oval tub, dual-master sinks, Therma-Tru® insulated fiberglass entry door, Home theater pre-wiring in great room, ceiling fan prewires in great room & master, Phillips Homes 1/2/10 Quality Assurance Program, Designer-selected Frazee® color schemes, Professionally landscaped front yard with drip irrigation system, Enclosed yard with gate to rear of home, Automatic garage door opener with 2 remotes. New Homes Southern Highlands Las Vegas Available for immediate occupancy! Was $216,035 - Now $196,575

For more information about these inventory homes or to make an appointment, I can be reached in at 702-807-5528 or by e-mail at rratliff@remax.net New Homes Southern Highlands Las Vegas

* – home must close by 12/31/08

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Single Family East Las Vegas New Homes

Single Family East Las Vegas New Homes

Hacienda Park

                                                                                                                                                                                                Single Family East Las Vegas New Homes

PLAN 1327                                      

1,327 sq. ft

3 Bedrooms, 2.5 Baths, Dining Room, Living Room, 1-Car Garage

• 5246 Aurora Beam    Home Site 115             Immediate Move-In                    

        $146,765 after $10,000 Incentive and $0 Closing Costs

 

 

PLAN 1342                                      

1,342 sq. ft

3 Bedrooms, 2.5 Baths, Dining Room, Living Room, 1-Car Garage

 

• 5263 Tipper Ave.          Home Site 111           Immediate Move-In                    

        $157,465 after $10,000 Incentive and $0 Closing Costs

• 5259 Fire Knight Ave.    Home Site 14             Immediate Move-In                    

        $155,240 after $10,000 Incentive and $0 Closing Costs

 

    Hacienda Park is an affordable collection of single family East Las Vegas new homes conveniently located just off the 95 & Tropicana in Las Vegas. Our homes range from 1327sf to 1363sf, pricing from the mid $100's. 

View floor plans for all our models on our website here http://www.pulte.com/communities/nv/las-vegas/hacienda-park/.

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Support NAR's Four-Point Housing Stimulus Plan

Support NAR's Four-Point Housing Stimulus Plan

Congress may soon consider a new economic stimulus bill. Housing has always lifted our economy out of past economic downturns so it is imperative that Congress focus on housing in the next stimulus package.

We need ALL members to support NAR's efforts to have the NAR Four-Point Housing Stimulus Plan included in any future stimulus bill.

Contact Congress today and ask them to include NAR's Four-Points in the next stimulus package.

NAR's is urging Congress to include the following four provisions in any future legislation:

• Make the $7500 tax credit available to all purchasers and eliminate repayment requirements.
• Make the 2008 FHA, Fannie Mae and Freddie Mac loan limits permanent.
• Get the Emergency Treasury bank relief program back on track.
• Permanently bar banks from engaging in real estate brokerage and management.

Let FHA Loans Help You

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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Ever wonder if you could qualify for a grant or small business loan from Uncle Sam?

Ever wonder if you could qualify for a grant or small business loan from Uncle Sam?

Ever wonder if you could qualify for a grant or small business loan from Uncle Sam? Whoever created this government website is a genius. Basically, you answer 70-80 questions (I know that’s a lot but I think I answered them all in less than 5 minutes) about your situation, its all multiple choice. After your are done, it would show you all the programs that are available to you.

Check it out. http://www.govbenefits.gov/govbenefits_en.portal

After all, if you don’t know- how would you know?

Let FHA Loans Help You

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If you are interested in relocating to Las Vegas or would like information on Las Vegas real estate, please email me, Bob Ratliff with RE/MAX CENTRAL LAS VEGAS, at rratliff@remax.net, or call me at 702-807-5528. I look forward to hearing from you!

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